Why join?

We think you deserve a great deal on rates and fees - and service that will make you smile. So if you don’t love your bank, maybe it’s time for a change?

With over 50 years experience, we love to provide our Members with the very best. Not only are we renowned for our personal 'can do' service, but we also give back with better rates and fairer fees.

Enjoy banking the way it should be, with:

Top rates	We offer some of the best interest rates in the market on our loan and deposit products
Fairer fees	We don’t have any annual or monthly account keeping fees on any of our deposit and loan transaction products, plus, 86% of our Members don't pay any transaction fees each month
Great service	We have one of the highest satisfaction rates of all the major banks and financial institutions in Australia. Currently we’re at 88%, rated by Roy Morgan Research
Great deals on a range of products and services	Including home loans, personal loans, credit cards, and online savings accounts
Plus, as a mutual organisation, we’re owned and controlled by our Members	Meaning we don't pay dividends to investors, instead we return profits back to you in the form of better rates and lower fees

You'll love our range of products and services

At Qantas Staff Credit Union we focus on a fairer way of banking that gives our Members a better deal and better service. It's at the heart of everything we do, and you'll experience it each time you bank with us.

Our full range of banking products and services mean you can enjoy competitive rates and low, or no fees on:

Home loans
Personal loans
Investment loans
Visa credit and debit cards
Term deposits
Retirement savings accounts
Financial planning
Qwealth superannuation and investments

We beat the banks!

See our weekly report below which shows you how our products compare to the banks.

Compare us today

Institution	Product advertised rate $250k	Interest Rate p.a.	Comparison Rate p.a. *
QSCU	Step Ahead Loans	6.14%	6.14%
NAB	Choice Package	6.29%	6.47%
Commonwealth	Wealth Package	6.41%	6.62%
*Comparison rates assume a loan of $250,000 over 25 years. Source: mozo.com.au Rates current at: 18 May 2012

Apply now

To apply for membership you can use our easy online form, or alternatively print off the forms you require and post them to us.

Note: Applicants under 18 years of age you will need to apply by downloading an application pack, calling us or visiting your nearest branch.

_{As part of your application we need to perform an identity verification check. This process is a federal government requirement in which we confirm your full name, address, and date of birth. We will also verify your details with the Australian Electoral Role and/or telephone records.

You should read our Product Disclosure Statement (PDS) and Financial Services Guide (FSG) before opening an account with us.}