Credit Cards Compare Credit Cards
Compare Credit Cards
| Key Features | Visa Platinum Credit Card | Lifestyle Plus Credit Card | Lifestyle Credit Card |
| Ongoing interest rate | 19.64%p.a. | 16.50%p.a. | 13.14%p.a. |
| Intro Rate for balance transfers and purchases2 |
4.99%p.a. (for the first 5 months) |
4.99%p.a. (for the first 5 months) |
4.99%p.a. (for the first 5 months) |
| Annual Fee |
$195 (waived for the first 12 months)1 |
No | No |
| Interest Free days | Up to 46 days interest free on purchases3 | Up to 46 days interest free on purchases | No interest free days |
| Rewards program | Qantas Frequent Flyer4 | Rewarder (optional) | Rewarder (optional) |
| Reward program annual fee |
Complimentary Qantas Frequent Flyer membership valued at $82.505 |
$55 (optional rewards program) |
$55 (optional rewards program) |
| Loyalty points | Earn 1 Qantas Frequent Flyer point for every $1 spent4 | 0.5 cents per reward point | 0.5 cents per reward point |
| Bonus points | Earn 2 Qantas Frequent Flyer points for every $1 spent6 | - | - |
| Minimum limit | $6,000 | $1,000 | $1,000 |
| Repayments | Monthly | Monthly | Monthly |
| Apply today | Visa Platinum Credit Card | Lifestyle Plus Credit Card | Lifestyle Credit Card |
1. Waived for the first 12 months means that you will not be charged an annual fee until 12 months from when you are issued your card.
2. Intro rate applies to all transactions (including purchases and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable rate, currently 19.64%p.a. as at 14 May 2012(subject to change).
3. Up to 46 days interest free on purchases only applies if your account is paid in full by the due date each month. Payment must be received by QSCU by close of business.
4. Qantas Frequent Flyer points and bonus points accrue in accordance with and subject to the QSCU Visa Platinum Reward Terms and Conditions available on the QSCU website www.qantascu.com.au. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/frequentflyer. Purchases exclude cash and cash equivalent transactions. You are also not entitled to earn points in certain other circumstances.
5. This joining fee waiver is offered by Qantas Staff Credit Union. It is available to new applicants or existing Visa Platinum credit card account holders who are not already Qantas Frequent Flyer members and who apply for membership online at qantas.com/joinqffqscu. This offer is non-transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas.
6. Earn 5,000 points in the month your card is issued – plus, make an eligible purchase with your card each month for the next 5 months and earn an additional 5,000 bonus points per month. If you don’t make an eligible purchase with your card, you forfeit your points for that month and all remaining months. Offer applies only to cards issued and activated by 31 December 2012.
Normal lending criteria and fees and charges apply. Terms and conditions are available upon request. Rates and fees shown are current as at 14 May 2012.
Qantas Staff Credit Union ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305 is the issuer, offeror and administrator of the QSCU Visa Platinum Reward Card and is a credit provider and credit licensee under National Consumer Credit laws
