Home Access Loan

If you’re good at managing your money, our Home Access Loan can give you the freedom to really make your loan work for you.

One of the great features of this home loan is that you can store all of your income and savings inside your loan, using every cent to reduce the interest you pay. This then gives you the flexibility to repay and redraw money as you please up to your loan limit.

Get more freedom with a Home Access Loan and enjoy:

Low establishment fee*
$0 annual fee
$0 account keeping fee
$0 early repayment fee
Borrow up to 95% of the property value (with mortgage insurance)
$100 free monthly transaction allowance to use at ATMs, and EFTPOS etc.^

Our rate:
6.44% pa

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Use our calculators to see what your repayments will be.

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Both members and non-members can apply for a loan or membership using the same online form.

_{*An establishment fee of $600 applies to this loan. Loans are subject to approval. Terms and conditions, fees, charges, and lending criteria apply.}

_{^ $100 free monthly transaction allowance for savings accounts within the same membership, based on total loan and deposit balances of $50,000 or more. The allowance will reduce if total balances fall below $50,000.}