Step Ahead Loans

Introducing one of the best home and investment loans in the market! Our Step Ahead Home Loan has been awarded a 5 star rating by CANNEX and is packed with features that could save you thousands of dollars. In fact, the more you borrow, the lower the rate and that really adds up over the lifetime of the loan.

Get a Step Ahead Loan with all these great benefits:

$0 annual package fee
$0 account keeping fee
$0 establishment fee
$0 redraw fee
$0 early repayment fee
100% offset account available (for Principal and interest loans only)

Comparison rate 6.49%p.a.^# Assumes a loan for $250,000 over 25 years.

$250k rate:
6.49% pa

So you'll save money year, after year, after year - you could even pay your home loan off sooner.

More benefits to maximise your banking:

As part of your Step Ahead Home Loan you also benefit from:

$100 free monthly transaction allowance to use ATMs, and EFTPOS etc.^
Offset account available (Principal & interest loans only) - which could save you thousands in home loan interest
FREE first meeting with one of our Financial Planners

Current interest rates

With our Step Ahead Loans, you get rewarded with package interest rates for loans starting at just $150,000. The more you borrow, the lower the rate!

Loan Amount	Interest Rate p.a.	Comparison Rate p.a.^#
$150,000 - $249,999.99	6.59%	6.59%
$250,000 - $499,999.99	6.49%	6.49%
$500,000 - $749,999.99	6.49%	6.49%
$750,000 - $999,999.99	6.44%	6.44%
$1 million or more	6.39%	6.39%

_{Rates current as at 20 December 2011}

We beat the banks!

See our weekly report below which shows you how our secured personal loan compares to the banks.

Compare us today

Institution	Product advertised rate $250,000	Interest Rate p.a.	Comparison Rate p.a. *
QSCU	Step Ahead Loans	6.49% pa	6.49%
NAB	Choice Package	6.61%	6.79%
Commonwealth	Wealth Package	6.81%	7.00%
*Comparison rates assume a loan of $250,000 over 25 years. Source: mozo.com.au Rates current at: 20 February 2012

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Use our calculators to see what your repayments will be.

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Both Members and non-Members can apply for a loan or membership using the same online form.

_{Loans are subject to approval. Terms and conditions, fees, charges, and lending criteria apply.}

_{#WARNING: This comparison rate applies to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 25 years have been used to calculate our comparison rate. Our comparison rate schedule is available here.}

_{^ $100 free monthly transaction allowance for savings accounts within the same membership, based on total loan and deposit balances of $50,000 or more. The allowance will reduce if total balances fall below $50,000.}