Switch your Home Loan to QSCU

It’s hard to believe that by switching your home loan to QSCU you could save thousands of dollars over the life of your loan - but it’s true!

How? QSCU's Step Ahead Home Loan has been awarded a 5 star rating by CANNEX. With a competitive interest rate, no establishment fee, no account keeping fee and no annual package fee, you'll save money year after year. Plus, if you keep your repayments the same, you could pay off you loan sooner! 

You'll love these award-winning features:

$0 annual package fee $0 account keeping fee $0 establishment fee $0 redraw fee $0 early repayment fee 100% offset account available (for Principal & interest loans only) $100 free monthly transaction allowance to use at ATMs, and EFTPOS etc.^

How to switch

At QSCU we make it easy for you to get a great deal on your home loan - and the great thing about switching is that you never have to talk to your bank again. We do all the running around for you!

Switching is easy, just follow these simple steps:

1. Complete our easy online form, download a form online or call us on 1300 747 747
2. Provide us a copy of your pay-slips and other documents
3. We'll call you once your application has been received, talk to you about the best loan to suit your needs and answer any questions you may have.
4. We’ll arrange a home valuation
5. Your loan will the be processed for approval and documents prepared for you to review and sign
6. Upon approval, we’ll contact your current home loan lender and payout your old loan
7. Settlement on your new loan is conducted and you can now relax!

We beat the banks!

See our weekly report below which shows you how our Step Ahead Home Loan compares to the banks.

Calculate

Use our calculators to see what your repayments will be.

Find out more

• Which loan is right for me? Compare our loans
• What will I need to apply?
• Interest Rates Brochure
• Comparison Rate Brochure

Apply now

Both Members and non-Members can apply for a loan or membership using the same online form.

_{^ $100 free monthly transaction allowance for savings accounts within the same membership, based on total loan and deposit balances of $50,000 or more. The allowance will reduce if total balances fall below $50,000.}

_{Loans are subject to approval. Terms and conditions and normal lending criteria apply. Terms and conditions available on request.}