Debt Consolidation

If you find yourself overwhelmed with a letterbox full of bills for credit cards, store cards and personal loans – QSCU can help you take control.

By consolidating your debt into one low rate personal loan, we can help you get back on track. Best of all, instead of making multiple payments every month, you’ll make just one!

You’ll pay off your debt sooner and enjoy:

$0 establishment fee
$0 early repayment fees
$0 monthly or account keeping fees
A low variable interest rate
Borrow up to $50,000. Minimum amount $1,000
A loan period of up to 7 years
Repayment options of weekly, fortnightly, or monthly

Comparison rate is also 12.90%p.a.^#

Our rate:
12.90% pa

To apply, simply fill out our online personal loan application and tick the Debt Consolidation option. Provide the details of your store cards, credit cards, personal loans etc. and we’ll assist you with the rest.

Calculate

Use our calculators to see what your repayments will be.

Calculate

Find out more

Apply now

Both Members and non-Members can apply for a loan or membership using the same online form.

_{All rates current as at 14 May 2012. Loans are subject to approval. Terms and conditions, normal lending criteria and fees and charges apply. Terms and conditions available on request.}

_{#WARNING: Comparison rates apply to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.}