Our CGU insurance policies give you the freedom to choose the best cover to suit your needs. You choose the type of policy and the level of cover.
CGU has developed three car insurance policies for you to choose from:
This policy is the most flexible and, like all CGU's policies, offers real value for money. Cover is available for all authorised drivers.
This policy provides a discounted premium if the car will only be driven by up to 2 nominated drivers over 25 years of age.
If you don't do a lot of driving, this policy is ideal for you. It features generous premium discount when the insured vehicle, driven by up to 2 nominated drivers over 25 year of age, travels less than 10,000 kms in a 12 month period.
The choice and flexibility continues with the choice of three levels of cover. Their key features are compared in the table below.
| Key Features | Comprehensive | Third Party Fire & Theft |
Third Party Only |
|---|---|---|---|
| Uninsured Motorist Damage | Included cover | Yes | Yes |
| Up to 60% off No Claim Bonus | Yes | No | No |
| New Car Replacement | Yes | No | No |
| 14 day car hire if your vehicle is stolen | Yes | Yes | No |
| $20 Million Liability Cover | Yes | Yes | Yes |
| Windscreen Cover Option | Yes | No | No |
| Trailer | Yes | No | No |
| Nominated Driver | Yes | Yes | Yes |
| Nominated Driver Low Kilometre* | Yes | No | No |
| After accident care | |||
| Vehicle return | Yes | Fire and Theft | No |
| Emergency repairs | Yes | Fire and Theft | No |
| Towing | Yes | Fire and Theft | No |
| Personal Property | Yes | No | No |
| Accommodation/Transport Home | Yes | Yes | No |
The above information is a summary of the cover provided by the policy. For detailed information on the cover and limits provided you should read the Policy Document (Product Disclosure Statement).
| CGU Motor Vehicle Insurance |
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Insurer: CGU Insurance Limited ABN 27 004 478 371. An IAG Company. Introducer: Qantas Staff Credit Union Limited ABN 53 087 650 557 (Qantas) is an introducer for CGU Insurance and receives a referral fee of between 10% - 25% of the net premium (excluding government taxes and charges) for home, contents, motor vehicle, landlords or travel insurance policies Qantas introduces to CGU Insurance. Monthly premiums not available for travel insurance products.
Home and Contents Insurance, Landlords Residential Property Insurance, Car Insurance and Travel Insurance are issued by CGU. You can get a Product Disclosure Statement (PDS) on this website.
This is general advice only and does not take into account your individual objectives, financial situations or needs ("your personal circumstances").Before using this advice to decide whether to purchase these insurance policies, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement for the relevant insurance policy.