Our CGU insurance policies give you the freedom to choose the best cover to suit your needs. You choose the type of policy and the level of cover.

CGU has developed three car insurance policies for you to choose from:

Motor Vehicle Insurance

This policy is the most flexible and, like all CGU's policies, offers real value for money. Cover is available for all authorised drivers.

Nominated Driver Insurance Cover

This policy provides a discounted premium if the car will only be driven by up to 2 nominated drivers over 25 years of age.

Nominated Driver 'Low Kilometre' Policy

If you don't do a lot of driving, this policy is ideal for you. It features generous premium discount when the insured vehicle, driven by up to 2 nominated drivers over 25 year of age, travels less than 10,000 kms in a 12 month period.

The choice and flexibility continues with the choice of three levels of cover. Their key features are compared in the table below.

Key Features Comprehensive Third Party Fire & Theft

Third Party Only
Uninsured Motorist Damage Included cover Yes Yes
Up to 60% off No Claim Bonus Yes No No
New Car Replacement Yes No No
14 day car hire if your vehicle is stolen Yes Yes No
$20 Million Liability Cover Yes Yes Yes
Windscreen Cover Option Yes No No
Trailer Yes No No
Nominated Driver Yes Yes Yes
Nominated Driver Low Kilometre* Yes No No
After accident care
Vehicle return Yes Fire and Theft No
Emergency repairs Yes Fire and Theft No
Towing Yes Fire and Theft No
Personal Property Yes No No
Accommodation/Transport Home Yes Yes No

Want to learn more?

The above information is a summary of the cover provided by the policy. For detailed information on the cover and limits provided you should read the Policy Document (Product Disclosure Statement).

CGU Motor Vehicle Insurance 

More Information

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Note: these documents are provided in .pdf format and require version, 4.0 (or later) of Adobe Reader. You can download Adobe Reader by clicking on the "Get Adobe Reader" button below.

 

Insurer: CGU Insurance Limited ABN 27 004 478 371. An IAG Company. Introducer: Qantas Staff Credit Union Limited ABN 53 087 650 557 (Qantas) is an introducer for CGU Insurance and receives a referral fee of between 10% - 25% of the net premium (excluding government taxes and charges) for home, contents, motor vehicle, landlords or travel insurance policies Qantas introduces to CGU Insurance. Monthly premiums not available for travel insurance products.

Home and Contents Insurance, Landlords Residential Property Insurance, Car Insurance and Travel Insurance are issued by CGU. You can get a Product Disclosure Statement (PDS) on this website.

This is general advice only and does not take into account your individual objectives, financial situations or needs ("your personal circumstances").Before using this advice to decide whether to purchase these insurance policies, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement for the relevant insurance policy.