If you’re good at managing your money, our Home Access home loan can give you the freedom to really make your Home Loan work for you.
  • No monthly or annual account keeping fees
  • Store all your income and savings in your home loan, using every cent to save you interest 
  • Repay and redraw money as you please up to your loan limit 
Key Features
Variable interest rate View our interest rates
Minimum amount No minimum amount
Maximum amount 95% of the property value with mortgage insurance, 80% without
Loan period On-going continuing credit
Repayments Monthly. Minimum repayment 1% of the closing balance
Interest charges Calculated daily, charged monthly 
Establishment fee $600 for loans <$500,000
Variable and lump sum repayments Yes
Early repayment fee No
Redraw facility N/A
Monthly account keeping/service fees No
Loan Repayment Insurance available Yes 
Auto repayments (salary/account) Yes 

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