If you just want the best rate and don’t need a range of flexible options with your home loan, Home essentials is ideal.
  • Ongoing low variable rate
  • No monthly or annual account keeping fees 
  • Terms of up to 30 years  
Key Features
Variable interest rate View our interest rates
Minimum amount No minimum amount
Maximum amount 95% of the property value with mortgage insurance, 80% without 
Loan period Up to 30 years
Repayments Monthly
Interest charges Calculated daily, charged monthly
Establishment fee $600 for loans <$500,000
Variable and lump sum repayments Yes
Early repayment without penalty No
Redraw facility No
Monthly account keeping/service fees No
Loan Repayment Insurance available Yes 
Auto repayments (salary/account) Yes 

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