If you have a mortgage you can set up an overdraft and pay interest at our standard variable home loan rate. That means you'll have extra funds on demand when you need them.

With a mortgage-secured overdraft you can:

  • Borrow between $1,000 and $100,000
  • Only pay interest on money you've draw down
  • Save interest on your mortgage when the facility is in credit 
Key Features
Variable interest rate View our interest rates
Minimum loan amount $1,000
Maximum loan amount $100,000
Loan period Continuing credit on demand
Repayments Monthly. Minimum repayment 5% of the closing balance
Interest charges Calculated daily, charged monthly on the portion of the overdraft used
Establishment fee Yes
Monthly account keeping/service fees No
Auto repayments (salary/account) Yes 

More Information

Apply

Apply for an overdraft 

Questions?

If you have any questions, please contact us