Increase font size Decrease font size

Attention: open in a new window. Print

QSCU Home Loans at a glance.

Qantas Staff Credit Union offers a large range of home loan options for you to choose from. Simply click on the links below for more information and feel free to contact us if you require any further assistance.

QSCU Switch Your Home Loan

Switch your loan to QSCU

QSCU's award winning home loans

Find out more
Apply now
  It’s hard to believe that by switching your home or investment loan to QSCU you could save thousands of dollars over the life of the loan - but it's true!
QSCU Step Ahead Home Loan

Step Ahead Loans

$250k rate:
6.49% pa

Comparison rate:
6.49% pa

Find out more
Apply now
 

The more you borrow, the lower the rate!

  • $0 annual package fee
  • $0 account keeping fee
  • $0 establishment fee
  • $0 redraw fee
  • 100% offset available (for Principal & interest loans)
6.49% pa is based on a loan amount of $250,000 over 25 years.
QSCU Fixed Rate Home Loans

Fixed Rate Loans

1 year fixed rate:
6.59% pa

Comparison rate:
6.81% pa

Find out more
Apply now
 

Safeguard yourself against interest rate rises!

  • Extra repayments up to $10,000 a year
  • Choose from 1,2, and 3 year rates
  • $0 account keeping fee
  • Borrow up to 95% of the property value (with mortgage insurance)
6.59% pa is based on a 1 year fixed rate with a loan amount of $150,000 over 25 years.
QSCU Split Rate Home Loans

Split Rate Home Loans
Find out more
Apply now
 

Fix part of your loan and keep part of it flexible!

  • $0 annual package fee
  • $0 establishment fee if splitting Step Ahead Loan
  • $0 account keeping fee
  • 100% offset account available (for Principal and interest loans)
  • $0 redraw fee available on the variable portion
QSCU Variable Rate Home Loan

Variable Rate Loan

Our rate:
6.79% pa

Comparison rate:
6.83% pa

Find out more
Apply now
 

A no frills loan with all the features you need!

  • $0 account keeping fee
  • Borrow up to 95% of your property value
  • 100% offset account available (for Principals and interest loans)
  • $0 redraw fee
6.79% pa is based on a loan amount of $150,000 over 25 years.
QSCU Home Access Loan

Home Access Loan

Our rate:
6.79% pa

Find out more
Apply now
 

Use your income and savings to reduce interest!

  • $0 annual fee
  • $0 account keeping fee
  • Borrow up to 95% of your property value (with mortgage insurance)
  • 100% offset account available (for Principal and interest loans)
  • $0 early repayment fee
6.79% pa is based on a loan amount of $150,000 over 25 years.
QSCU Mortgage Secured Overdraft

Mortgage Secured Overdraft

Our rate:
6.79% pa

Find out more
Apply now
 

Get extra funds on demand when you need them!

  • Borrow between $1,000 and $100,000
  • Only pay interest on the money drawn down
  • $0 account keeping fee
  • $0 annual fee

All rates current as at 20 December 2011. Loans are subject to approval. Terms and conditions, fees, charges, and lending criteria apply.

#WARNING: This comparison rate applies to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 25 years have been used to calculate our comparison rate. Our comparison rate schedule is available here.