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QSaver

If you want a big interest rate on your savings but still want access to it for everyday spending then Qsaver, our high-interest online savings account, could be just what you're after.  

How does Qsaver work?

If you have:

  1. Over $500,000 in your Qsaver account you will receive 4.15% p.a.
  2. Below $500,000 in your Qsaver account you will receive 3.90% p.a.

Give your savings a boost with:

  • $0 account keeping fees
  • $0 minimum deposit
  • No fixed term
  • A high variable interest rate of up to 4.15%p.a.
  • $50 free monthly transaction allowance to use at ATMs, and EFTPOS etc. when you have $10,000 or more in savings^

Rates from:
3.90% pa

Qsaver features:

  • Instant funds transfer - instant access to your cash when you want it 
  • Interest calculated daily and credited to your account on the last day of the month 
  • Access your funds through Telephone and Online Banking, and by dropping into your nearest branch 
  • Make external transfers to any Australian bank account 
  • No direct access via card to your Qsaver. For card access you'll need to move funds via the above methods into your access account 
  • Pay your bills via BPAY 
  • Set up direct credits or debits 

We beat the banks!

See our weekly report below which shows you how our Qsaver compares to the banks. 

  Compare us today
Institution Product Interest Rate p.a. Bonus Interest Rate p.a.
QSCU QSaver 3.90% 4.15%
NAB iSaver 3.65% 5.00%
ANZ Online Saver 3.75% 5.50%
Commonwealth NetBank Saver 3.75% 5.20%
Westpac eSaver 4.25% 5.60%
Source of competitor rates: mozo.com.au
Rates current as at 14 May 2012

Calculate

Use our calculators to see what interest you could earn on your savings.

  Calculate
Find out more
Apply now

Both Members and non-Members can apply for a savings account with QSCU.

QSCU Apply online now for a Qsaver savings account

Rates current as at 14 May 2012

^Debit transactions are included in the transaction allowance for the primary owner’s membership. Refer to the fees and charges brochure for more information. $50 free transaction allowance applies for loan and deposit balances of $10,000 or more. The allowance will reduce if total balances fall below $10,000. A higher allowance applies for balances of $25,000 or more.