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Term Deposits

If you’re looking for a solid investment with guaranteed returns, our range of high interest Term Deposits are hard to beat.  

Apply now and enjoy:

  • $0 account keeping fees
  • Choose from 5, 7 and 11 month term deposit specials – other standard terms available
  • Guaranteed returns
  • $50 free monthly transaction allowance to use at ATMs, and EFTPOS etc. when you have $10,000 or more in savings^
  • Also available for SMSF accounts
  • Lock your money securely away - and watch it grow

5 month rate:
5.50% pa

Current specials

Term Interest Rate
5 months 5.50%p.a.
7 months 5.50%p.a.
11 months 5.30%p.a.

Rates current as at 14 May 2012

Other key features of Term Deposits Specials

  • Minimum investment $10,000 
  • Fixed rate terms 5, 7 and 11 months
  • Interest at maturity

Other standard terms also available, which may have different minimum investment amounts and interest payable options. Refer to the SPDS or interest rate brochure below.

We beat the banks!

See our weekly report below which shows you how our Term Deposits compare to the banks. 

  Compare us today
Institution Minimum Amount 3 Months Interest Rate p.a. 6 Months Interest Rate p.a. 12 Months Interest Rate p.a.
QSCU $10,000 5.50% 5.50% 5.30%
NAB $5,000 5.00% 5.00% 5.00%
ANZ $5,000 4.75% 5.00% 4.75%
Commonwealth $10,000 4.90% 4.90% 4.90%
St George $5,000 3.35% 5.35% 5.10%

Source of competitor rates: mozo.com.au
Current as at 14 May 2012

Find out more
Apply now

Both Members and non-Members can apply for a savings account or membership using the same online form.

QSCU Apply online now for a term deposit

Rates current as at 14 May 2012

^Debit transactions are included in the transaction allowance for the primary owner’s membership. Refer to the fees and charges brochure for more information. $50 free transaction allowance applies for loan and deposit balances of $10,000 or more. The allowance will reduce if total balances fall below $10,000. A higher allowance applies for balances of $25,000 or more.