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Why join?

We think you deserve a great deal on rates and fees - and service that will make you smile. So if you don’t love your bank, maybe it’s time for a change?

With over 50 years experience, we love to provide our Members with the very best. Not only are we renowned for our personal 'can do' service, but we also give back with better rates and fairer fees.

Enjoy banking the way it should be, with:

  • Top rates
We offer some of the best interest rates in the market on our loan and deposit products
  • Fairer fees
We offer a range of deposit and loan products with no annual or monthly account keeping fees. 86% of our Members don't pay any transaction fees each month.
  • Great service
We have one of the highest satisfaction rates of all the major banks and financial institutions in Australia. Currently we’re at 88%, rated by Roy Morgan Research
  • Great deals on a range of products and services
Including home loans, personal loans, credit cards, and online savings accounts
  • Plus, as a mutual organisation, we’re owned and controlled by our Members
Meaning we don't pay dividends to investors, instead we return profits back to you in the form of better rates and lower fees

You'll love our range of products and services

At Qantas Credit Union we focus on a fairer way of banking that gives our Members a better deal and better service. It's at the heart of everything we do, and you'll experience it each time you bank with us.

Our full range of banking products and services mean you can enjoy competitive rates and low, or no fees on:

  • Home loans
  • Personal loans
  • Investment loans
  • Visa credit and debit cards
  • Term deposits
  • Retirement savings accounts
  • Financial planning
  • Qwealth superannuation and investments

We beat the banks!

See our weekly report below which shows you how our products compare to the banks.

  Compare us today
Institution Product advertised rate $250,000 Interest Rate p.a. Comparison Rate p.a. *
Qantas Credit Union Low Cost Home Loan Sale  4.24% pa  4.24% pa
NAB NAB Choice Home Loan Package  4.83% pa  5.21% pa
Commonwealth Commonwealth Wealth Home Loan Package  5.15% pa  5.54% pa
*Comparison rates assume a loan of $250,000 over 25 years.
Apply now

To apply for membership you can use our easy online form, or alternatively print off the forms you require and post them to us.

Apply for membership with QSCU

Online Verification


Note: Applicants under 18 years of age you will need to apply by downloading an application pack, calling us or visiting your nearest branch.

As part of your application we need to perform an identity verification check. This process is a federal government requirement in which we confirm your full name, address, and date of birth. We will also verify your details with the Australian Electoral Role and/or telephone records.
You should read our Product Disclosure Statement (PDS) and Financial Services Guide (FSG) before opening an account with us.