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Visa Platinum Credit Card

Platinum service, premium rewards

You’ll get more with our Visa Platinum Credit Card!

Our Visa Platinum Credit Card has a host of exceptional features and benefits, including the convenience of the Visa Platinum Concierge Service, special travel and entertainment offers, complimentary travel insurance cover, plus Qantas Points1.

Apply for a visa Platinum Credit Card

A host of exceptional features and benefits including:

  • Earn 1 Qantas Point for every $1 spent on eligible purchases2
  • Earn 2 Qantas Points for every $1 spent on Qantas products and services3
  • Complimentary Qantas Frequent Flyer membership1
  • Complimentary overseas travel insurance4
  •  4.99% pa on balance transfers and purchases for your first 5 months5
  • Annual fee of $195 6
  • Up to 55  days interest free on purchases7
  • Free additional cardholder
  • 24/7 worldwide Visa Platinum Concierge Service
  • Access to Visa Platinum entertainment offers

Intro rate:
 4.99% pa

Standard rate:

 18.99% pa

Apply now

Plus with the added benefit of payWave+, a faster way to pay! Your Visa Credit Card makes those smaller transactions faster and more convenient. 

Complimentary overseas travel insurance

Receive the benefit of our complimentary overseas travel insurance cover, when you purchase 50% of your travel with your Visa Platinum Credit Card4.

Benefits include:

  • Cover available to travellers of all ages who are an Australian resident
  • Cover is also provided to your partner and dependents travelling with you for 100% of your journey4
  • Have access to Overseas Emergency Medical Assistance for medical of up to $500,0004
  • Receive Rental Vehicle Excess for hire cars of up to $3,0004

For more details on this cover please view the Allianz Global Assistance Travel Insurance Information Booklet available by clicking here.

Complimentary Visa 24/7 concierge service

As soon as your card has been issued; you'll have access to the Visa Platinum Concierge Service. Wherever you are in the world, it's available 24 hours a day, 7 days a week. You'll receive personal assistance with a whole host of services including restaurant recommendations or reservations, help planning your holiday or someone to organise delivery of flowers to a loved one - your concierge service will be waiting for your call. This service is free of charge to our Visa Platinum cardholders and will save you time, money and hassle.

To contact your concierge service simply call 1800 639 607 in Australia or 0508 600 100 in New Zealand.

Exclusive travel and entertainment offers

As a Visa Platinum cardholder, you'll have access to exclusive special offers. From great deals at international hotels to special VIP entertainment offers that are closer to home - we're always looking for opportunities to roll out the red carpet for you. For more information please visit the Visa Platinum website by clicking here.

Find out more
Apply now

Both Members and non-Members can apply for a credit card using a variety of channels.

Apply for a visa Platinum Credit Card

BPAY biller code - 91389

1. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at Qantas Points accrue in accordance with and subject to the Qantas Credit Union Visa Platinum reward Terms and Conditions issued by Qantas Credit Union available at A joining fee may apply, however, Qantas Credit Union has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qantas Credit Union members who are not already a Qantas Frequent Flyer member and who apply at This offer is non-transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas.

2. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges or traveller's cheques and foreign currencies - these do not earn Qantas points. For the full list of exclusions, please refer to the Visa Platinum Credit Card Conditions of use at

3. Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account, i.e. directly with Qantas or some travel agents, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees apply. Excludes Jetstar, Qantas Holidays, Qantas branded non airfare products, Qantas Freight and Qantas Staff Travel

4. Qantas Staff Credit Union Limited (trading as Qantas Credit Union), the insured, has entered into a Group Policy for overseas travel insurance with Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz), the insurer. AGA Assistance Australia Pty Ltd (ABN 52 097 227 177, AFSL 245631) trading as Allianz Global Assistance is authorised by Allianz to arrange the Group Policy and deal with and settle any claims on its behalf and provides no advice. The benefit of the cover under the Group Policy is extended automatically to Qantas Credit Union Visa Platinum cardholders where certain eligibility criteria are met (eligible cardholders). Eligible cardholders do not have their own policy or enter into a contract of insurance with Allianz. Subject to certain terms and conditions, they have the right to recover the amount of their loss from Allianz solely by operation of section 48 of the Insurance Contracts Act 1984 (Cth). Qantas Credit Union is not the agent of Allianz or the eligible cardholders, does not provide any advice and does not receive any commission in relation to the cover. Refer to the Allianz Global Assistance Travel Insurance Information Booklet for more information, available at here. Benefit available where at least 50% of the amount payable for the overseas travel (including accommodation arrangements) for you and any accompanying person is paid using your Visa Platinum Credit Card before the start of your travel. Accompanying persons are your spouse (or legally-recognised de facto) and/or your dependents under the age of 21 who travel with you for the entire trip. The maximum cover provided, regardless of the number of persons the claims relate to is $1,000,000. Benefit limits and sub-limits apply. There is no cover while travelling in Australia.

5. Intro rate applies to all transactions (including purchases, cash advances and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable rate. (see our current interest rates here)

6. Annual fee charged upon account opening and annually thereafter.

7. Up to 55 days interest free on purchases only applies if your account is paid in full by the due date each month. Excludes cash advances and BPAY transactions. Payment must be received by Qantas Credit Union by close of business. This information is subject to our disclaimers.

+Please note: The daily limit set for this feature is $200 per day or a limit of 5 payWave transactions up to $200 per day. If the Member has exceeded their payWave transaction limit for the day, they will still be able to use the PIN or sign methods of payment with their card.