Our Fixed Rate Home Loan is a great way to safeguard you against interest rate rises.
Plus unlike the banks, we’ll save you a bundle on fees!*
The rates below are for owner occupier only. Please click here to view the interest rates for Investment Home Loans.
With rates for 1, 2, 4, and 5 year terms also available.
Now is the time to switch!
3 year rate:
|Loan Type||Interest Rate||Amount||Term||
|1 year||4.24% pa||$150,000||25 years||4.47% pa|
|2 years||4.24% pa||$150,000||25 years||4.44% pa|
|3 years||4.24% pa||$150,000||25 years||4.42% pa|
|4 years||4.49% pa||$150,000||25 years||4.49% pa|
|5 years||4.49% pa||$150,000||25 years||4.49% pa|
Rates current as at 1 February 2016
See our weekly report which shows you how our fixed rate loan compare to the banks.
|Compare us today|
Use our calculator to see what your fixed rate home loan repayments will be.
Both Members and non-Members can apply for a fixed rate home loan using the below online form.
^ $100 free monthly transaction allowance for savings accounts within the same membership, based on total loan and deposit balances of $50,000 or more. The allowance will reduce if total balances fall below $50,000.
Loans are subject to approval. Normal lending criteria and fees and charges apply. ^ Available for all new owner occupier home loans over $150,000. Excludes switching and variations. Terms and conditions apply and are available upon request. Rates current as at time of publishing, subject to change. Fixed rate may change prior to funding.*On the expiration of the fixed rate period, the interest rate reverts to the variable rate Low Cost Home Loan Package tier for a loan amount of $250,000. #WARNING: This comparison rate applies to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A loan of $150,000 monthly repayment frequency and a term of 25 years have been used to calculate our comparison rates. Qudos Mutual Limited trading as Qantas Credit Union ABN 53 087 650 557 AFSL/Australian Credit License 238 305.