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Fixed Rate Home Loans

Our Fixed Rate Home Loan is the perfect way to safeguard you against interest rate rises. Choose from 1, 2 and 3 year rates to give you the security and lock in a great rate.

Our Fixed Rate Home Loan offers you a great deal with:
  • $0 account keeping fee
  • Extra repayments up to $10,000 a year
  • Borrow up to 95% of the property value (with mortgage insurance)
  • $100 free monthly transaction allowance to use at ATMs, and EFTPOS etc.^
  • Choose from 1, 2 and 3 year rates

3 year rate:
 5.19% pa

Comparison rate:

 5.33% pa#

Apply now

Current interest rates
Loan Type Interest Rate Amount Term

Comparison Rate#

1 year  4.99% pa $150,000 25 years  5.34% pa
2 years  5.09% pa $150,000 25 years  5.33% pa
3 years  5.19% pa $150,000 25 years  5.33% pa

Rates current as at 14 April 2014


Use our calculator to see what your fixed rate home loan repayments will be.

Find out more about our Home Loans
Apply now

Both Members and non-Members can apply for a fixed rate home loan using the below online form.

Apply for a Fixed Rate Home Loan

Loans are subject to approval. Terms and conditions, fees, charges, and lending criteria apply.

#WARNING: This comparison rate applies to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 25 years have been used to calculate our comparison rate. Our comparison rate schedule is available here.

^ $100 free monthly transaction allowance for savings accounts within the same membership, based on total loan and deposit balances of $50,000 or more. The allowance will reduce if total balances fall below $50,000.