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Mortgage Secured Overdraft

When you take out a home loan with us you can also set up an overdraft linked to your savings account. You can then use the overdraft when you need it and only pay the variable home loan interest rate – this means you'll have extra funds on demand when you need them, but you’ll be paying a low interest rate.

With a Mortgage Secured Overdraft you can take advantage of:
  • $0 account keeping fees
  • $0 annual fee
  • Borrow up to $100,000
  • Only pay interest on money you've drawn down
  • Minimum repayment 5% of the closing balance

Our rate:
 5.33% pa

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Use our calculators to see what your mortgage repayments will be.

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If you’ve already got a home loan with us, simply contact us via secure email within online banking to apply, or call us.

Apply for a Mortgage Secured Overdraft

Loans are subject to approval. Terms and conditions and normal lending criteria apply. Terms and conditions available on request.