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Car Loan

“The road to freedom with our $0 fee car loan.”

Searching for a new car, caravan, boat or motorcycle? If your new purchase is less than 5 years old, then this is the loan for you – with low interest rate and no fees!

QSCU Apply online for car loan

With our secured car loan you can enjoy:

  • $0 establishment fee
  • $0 early repayment fees
  • $0 monthly or account keeping fees
  • $0 deposit required
  • Competitive variable interest rate of  7.09% pa.
  • Borrow up to $100,000. Minimum amount $10,000
  • A loan period of up to 7 years
  • Repayment options of weekly, fortnightly, or monthly

Variable rate:
 7.09% pa

Comparison rate:
 7.09% pa#

Apply now

If your dream purchase is more than 5 years old, don’t worry! We still have a competitive range of personal loans to suit your needs. 

We beat the banks!

See our weekly report below which shows you how our Special Secured Loan compares to the banks. 

  Compare us today
Institution Product Interest Rate p.a. Comparison Rate p.a. #
Qantas Credit Union Car Loan Variable  7.09% pa  7.09% pa
CBA Commonwealth Fixed Secured Personal Loan  8.49% pa  9.54% pa
Westpac Westpac Fixed Secured Personal Loan  9.99% pa  9.54% pa
Source of competitor rates:
Rates current as at 1 February 2016


Use our calculators to see what your repayments will be.

Find out more
Apply now

Both Members and non-Members can apply for a loan or membership using the same online form.

QSCU Apply online for car loan

Available for cars, caravans, boats and motorcycles less than 5 years old. Normal lending criteria and fees and charges apply. Terms and conditions apply and are available upon request. Rates current as at 1 February 2016

#WARNING: Comparison rates apply to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rate assumes a loan of $30,000 over 5 years. Qantas Credit Union is a trading name of Qantas Staff Credit Union Limited ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305