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Personal Loans at a glance.

Big plans to take a holiday, buy a new car or get your finances in order? Perhaps you've been dreaming about renovations or your perfect wedding?

At Qantas Credit Union we keep it simple - with great rates and no fees* on any of our personal loans products. So you can get what you want now, and feel great knowing you're getting a great deal.

 Qantas Points Car Loan

Car loan

The car loan that takes you further Shopping for your dream car, caravan, boat or motorcycle?
Our rate:  8.59% pa Our rate  7.09% pa
Comparison rate#:  8.59% pa Comparison rate:  7.09% pa
  • Earn 1,000 Qantas Points1 for every 1,000 on your loan balance per annum2
  • Competitive fixed interest rate
  • $0 upfront fees
Find out more

  • $0 establishment fee
  • $0 early repayment fees
  • $0 monthly or account keeping fees
Find out more

Personal Loan

Debt consolidation

Got big plans? Take off with a $0 fee Personal Loan! We can help you take control and get back on track
Our rate:  11.64% pa Our rate:  11.64% pa
Comparison rate:  11.64% pa Comparison rate:  11.64% pa
  • $0 establishment fee
  • $0 early repayment fees
  • $0 monthly or account keeping fees
Find out more


  • $0 establishment fee
  • $0 early repayment fees
  • $0 monthly or account keeping fees
Find out more


Unsecured Personal Overdraft

 

Control your expenditure while giving yourself financial flexibility  
Our rate:  11.84% pa    
  • $0 establishment fee
  • $0 early repayment fees
  • $0 monthly or account keeping fees
Find out more


 

 

1. Qantas Points accrue in accordance with and subject to the Qantas Points Banking Rewards Terms and Conditions issued by Qantas Credit Union available here. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qantas Credit Union has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qantas Credit Union members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqscu. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. Qantas Credit Union recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.

All rates current as at 12 August 2015

*Qantas Credit Union does not charge any establishment, early repayment or account keeping fees. Fees may apply to your savings account if a loan repayment is dishonoured.

Loans are subject to approval. Terms and conditions, normal lending criteria and fees and charges apply. Terms and conditions available on request.

#WARNING: Comparison rates apply to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.