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Term Deposits

We are proud winners of the 2013 Money Magazines Best Short Term Deposit Award Non-Bank. So if you’re looking for a solid investment with guaranteed returns, our range of competitively high interest Term Deposits are hard to beat.  

Apply now and enjoy:

  • $0 account keeping fees
  • Choose from 5, 7 and 11 month Term Deposits specials – other standard terms available
  • Guaranteed returns
  • $50 free monthly transaction allowance to use at ATMs, and EFTPOS etc. when you have $10,000 or more in savings^
  • Also available for SMSF accounts
  • Lock your money securely away - and watch it grow

5 month rate:
 3.75% pa

Term Deposit 2013 Money Magazine winners

Current specials

Term Interest Rate
5 months
 3.75% pa
7 months
 3.75% pa
11 months
 3.75% pa

Rates current as at 14 April 2014

Other key features of Term Deposits Specials

  • Minimum investment $10,000 
  • Fixed rate terms 5, 7 and 11 months
  • Interest at maturity

Other standard terms also available, this may have different minimum investment amounts and interest payable options. Refer to the SPDS or

Interest Rate Brochure below.

We beat the banks!

See our weekly report below which shows you how our Term Deposits compare to the banks. 

  Compare us today
Institution Min. Amount 3 mths interest rate 6 mths interest rate 12 mths interest rate
Qantas Credit Union $10,000  3.75% pa  3.75% pa  3.75% pa
NAB $5,000   3.15% pa  3.15% pa  3.35% pa
ANZ $5,000   3.10% pa  2.50% pa  3.30% pa
CBA $10,000   2.40% pa  2.40% pa  3.20% pa
Westpac $5,000   3.15% pa  2.50% pa  3.30% pa

Source of competitor rates:
Current as at 14 April 2014


Calculate how much you could save with our Term Deposits.

Find out more
Apply now

Members can open a Term Deposit through Online Banking. Non-Members simply complete the online application form.

QSCU Apply online now for a term deposit

Rates current as at 14 April 2014^Debit transactions are included in the transaction allowance for the primary owner’s membership. Refer to the fees and charges brochure for more information. $50 free transaction allowance applies for loan and deposit balances of $10,000 or more. The allowance will reduce if total balances fall below $10,000. A higher allowance applies for balances of $25,000 or more.