Qantas Credit Union's Retirement Savings Account (RSA), are designed especially for those looking for security and flexibility for their superannuation, rollovers and allocated pensions.
|Security||Protection of being capital guaranteed. No negative returns.|
No account keeping fees
|No Annual Member fee, administration fees or investment management fees are charged. A withdrawal fee will apply if more than 4 withdrawals are made per year. A fee may apply for preparation of an actuarial certificate for an allocated pension.|
|Flexibility||A choice of lump sum benefit payments, or an allocated pension facility.|
|Comfort||The peace of mind that comes from knowing your retirement savings are in the care of your Qantas Credit Union.|
RSA's are superannuation savings accounts and, as such, are subject to the same protections and benefits as a superannuation fund. Utilise our RSA to assist in your retirement planning, both at retirement and during your working life. If you're currently working, considering retirement or leaving your present employer, you're entitled to the benefits and features available through our RSA.
RSA's operate within the superannuation environment, therefore offer many attractive features, including:
|Daily Balance||Rate (before tax)||Rate (after tax) p.a.|
|$1 million & over||2.25% pa||1.9125 pa|
|$500,000 to $999,999.99||2.25% pa||1.9125 pa|
|$250,000 to $499,999.99||2.00% pa||1.7000 pa|
|$50,000 to $249,999.99||2.00% pa||1.7000 pa|
|Below $50,000||1.00% pa||0.8500 pa|
|$1 million & over||2.50% pa||2.50% pa|
|$500,000 to less than $1 million||2.25% pa||2.25% pa|
|$0 to less than $500,000||2.00% pa||2.00% pa|
Rates current as at 1 February 2016
An application form is available in our Retirement Savings Account Product Disclosure Statement.
This is general advice and has been prepared without taking into account your objectives, financial situation, or needs. Before acting on any advice you should consider its appropriateness to your circumstances. You should read and consider the Product Disclosure Statement (PDS) before opening an account.